Payment Studies Recent Research

Chicago Fed Letter | Economic Perspectives | Working Papers

Chicago Fed Letter

Assessing the Landscape of Payments Fraud (PDF,59KB)
Katy Jacob and Bruce Summers
July 2008, No. 252

Using Payment Innovations to Improve Transportation Networks: A Conference Summary (PDF,182KB)
Gene Amromin, Carrie Jankowski, Elizabeth Nieman, Richard D. Porter and William A. Testa
September 2007, No. 242b

Competitive Forces Shaping the Payments Environment: What's Next?—A Conference Summary (Special Issue) (PDF,107KB)
Tiffany Gates and Katy Jacob
August 2007, No. 241b

Are Mobile Payments the Smart Cards of the Aughts? (PDF,63KB)
Katy Jacob
July 2007, No. 240

The Branch Banking Boom in Illinois: A Byproduct of Restrictive Branching Laws (PDF,173KB)
Erin Davis, Tara Rice
May 2007, No. 238

Investing in Payment Innovation: Risks and Rewards (Special Issue) (PDF,62KB)
Carrie Jankowski, Tiffany White
Sept 2006, No. 230b

Federal Preemption of State Bank Regulation: A Conference Panel Summary (Special Issue) (PDF,61KB)
Erin Davis, Tara Rice
Sept 2006, No. 230a

Inducing More Efficient Payment on the Illinois Tollway (PDF,51KB)
Eugene Amromin, Carrie Jankowski, Richard Porter
Apr 2006, No. 225

Debit Card Competition: Signature versus PIN (PDF,49KB)
Victor Lubasi
Dec 2005, No. 221

Forces Shaping the Payments Environment: A Summary of the Chicago Fed's 2005 Payments Conference (Special Issue) (PDF,76KB)
Sujit Chakravorti, Carrie Jankowski
Oct 2005, No. 219a

Innovations, Incentives and Regulation: Forces Shaping the Payments Environment (Special Issue) (PDF,34KB)
Sujit Chakravorti, Carrie Jankowski
Sept 2005, No. 218a

Implementing the Check 21 Act: Potential Risks Facing Banks (PDF,49KB)
Tara Rice
Aug 2005, No. 217

An Electronic Supply Chain: Will Payments Follow? (Special Issue) (PDF,97KB)
Sujit Chakravorti, Erin Davis
Sept 2004, No. 206a

The Economics of Standards: Public Policy and Market Performance (Special Issue) (PDF,49KB)
Carrie Jankowski, Victor Stango
Aug 2004, No. 205a

Can Existing Payment Networks Meet Future Needs? A Conference Summary (PDF,431KB)
Sujit Chakravorti, Thomas Ciesielski, Carol Clark, Erin Davis
Oct 2003, No. 194

Economic Perspectives

Against the Tide—Currency Use among Latin American Immigrants in Chicago (PDF,4.52MB)
Carrie Jankowski, Richard D. Porter, Tara Rice
2007 Vol. 31, No. 2

Transforming Payment Choices by Doubling Fees on the Illinois Tollway (PDF,5.54MB)
Gene Amromin, Carrie Jankowski, Richard D. Porter
2007 Vol. 31, No. 2

Payment Instrument Choice: The Case of Prepaid Cards (PDF,340KB)
Sujit Chakravorti, Victor Lubasi
2006 Vol. 30, No. 2

Shopping without Cash: The Emergence of the E-Purse (PDF,81KB)
Carol Clark
2005 Vol. 29, No. 4

How Do Banks Make Money? The Fallacies of Fee Income (PDF,84KB)
Robert DeYoung, Tara Rice
2004 Vol. 28, No. 4

How Do Banks Make Money? A Variety of Business Strategies (PDF,96KB)
Robert DeYoung, Tara Rice
2004 Vol. 28, No. 4

Why Do We Use So Many Checks? (PDF,81KB)
Sujit Chakravorti, Timothy McHugh
2002 Vol. 26, No. 3

Electronic Bill Presentment and Payment—Is It Just a Click Away? (PDF,200KB)
Alexandria Andreeff, Lisa C. Binmoeller, Eve M. Boboch, Oscar Cerda, Sujit Chakravorti, Thomas Ciesielski, Edward Green
2001 Vol. 25, No. 4

Working Papers

Debit Card and Cash Usage: A Cross-Country Analysis(PDF,370KB)
Eugene Amromin, Sujit Chakravorti
2007 Working Papers, No. 2007-04

Assessing a Decade of Interstate Bank Branching(PDF,170KB)
Christian A. Johnson, Tara Rice
2007 Working Papers, No. 2007-03

Transforming Payment Choices by Doubling Fees on the Illinois Tollway (PDF,738KB)
Gene Amromin, Carrie Jankowski, Richard D. Porter
2006 Working Papers, No. 2006-16

Universal Access, Cost Recovery and Payment Services (PDF,271KB)
Sujit Chakravorti, Jeffery W. Gunther, Robert R. Moore
2005 Working Papers, No. 2005-21

Platform Competition in Two-Sided Markets: The Case of Payment Networks (PDF,337KB)
Sujit Chakravorti, Roberto Roson
2004 Working Papers, No. 2004-09

A Theory of Credit Cards (PDF,508KB)
Sujit Chakravorti, Ted To
1999 Working Papers, No. 1999-16