Mortgage Foreclosure Policy: Past, Present and Future

On Wednesday, December 9 and Thursday, December 10, 2009, the Federal Reserve Bank of Chicago, The Chicago Community Trust, The John D. and Catherine T. MacArthur Foundation, Neighborhood Housing Services of Chicago, and the Woodstock Institute will cosponsor a conference entitled, "Mortgage Foreclosure Policy: Past, Present and Future For Home Owners, Renters, and Communities."

This timely and interactive two-day conference will bring together nationally recognized practitioners, researchers and policymakers to discuss the evolution, current impact, and likely outcomes of the foreclosure crisis on home owners, lenders, housing counseling agencies, the secondary market, regulators, and all levels of government.

The first day will focus on where we've come from and what is the current state of play regarding mortgage foreclosures. The day offers an in-depth conversation about what's working, what's not, and identifies the best practices, models, and solutions that can be implemented to help address rising foreclosures. It features panel discussions on: lessons learned from the crisis; foreclosure prevention and protection of homeowners and tenants; local government options for dealing with the foreclosure crisis; post-foreclosure issues and land use options; and how to prevent a future foreclosure crisis.

Following-up the background provided in the first day, the focus of the second day will be to contemplate alternatives to current practices and discuss potential future policies aimed at preventing a subsequent foreclosure crisis, including their potential, pitfalls, tradeoffs and likely impacts. It features a luncheon keynote address by Governor Elizabeth A. Duke of the Board of Governors of the Federal Reserve System, and panel discussions focusing on: the future of regulatory policy; the future of housing finance; big ideas for a national housing policy; and new cooperative models for the future.

The conference audience will comprise of community development professionals, financial industry representatives, attorneys, researchers, secondary market specialists, policymakers; and representatives of government agencies and foundations. We are experiencing great interest in the conference, so early registration is greatly encouraged.

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