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Supervision and Regulation News

January 8, 2007

Agencies Release Annual CRA Asset-size Threshold Adjustments for Small & Intermediate Small Banks 
In a press release, the federal bank regulatory agencies announced the annual adjustment to the asset-size thresholds used to define "small bank" and "intermediate small bank" under the Community Reinvestment Act (CRA) regulations. The asset-size threshold adjustments are effective Jan. 1, 2007.

Agencies Issue Final Statement Concerning Elevated Risk Complex Structured Finance Activities  
On Jan. 5, 2007, five federal agencies issued a final statement that describes the types of internal controls and risk management procedures that should help financial institutions identify, manage, and address the heightened legal and reputational risks that may arise from certain complex structured finance transactions (CSFTs).

Latest FDIC Supervisory Insights Available  
Supervisory Insights provides a forum for discussion of how bank regulation and policy are put into practice in the field, sharing best practices, and communicating about the emerging issues that bank supervisors are facing. Commercial real estate (CRE) underwriting practices, BSA violations and auditor independence are just a few topics addressed in the Winter 2006 issue.