The 8th Annual Conference on Bank Structure & Competition

Since the early 1960s, the Federal Reserve Bank of Chicago’s Conference on Bank Structure and Competition has served as a forum for academics, regulators and industry participants to debate current issues affecting the financial services industry. Each year the purpose of the conference is to continue that tradition. This retrospective on the history and evolution of the conference reviews the past four decades of conferences.

 

The primary motivating factor for the conference was the passage of the 1960 Bank Merger Act and the U.S. versus Philadelphia National Bank Supreme Court decision. Suddenly, bank regulatory agencies were required to consider competitive factors in addition to banking factors when evaluating bank merger applications. Each of the Federal Reserve Banks was encouraged to survey the existing literature on bank structure and develop its own research agendas on these issues.


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10/14/71
12:00 AM
I. Holding Companies and Diversification
, Board of Governors of the Federal Reserve System
Where We Stand in Implementing the Amendments to the Bank Holding Company Act v
Banking Competition: A Comparative View
Gordon F Boreham, University of Ottawa
, Board of Governors of the Federal Reserve System
The Bank Holding Company as a Device for Sheltering Banks from Risks
Harvey Rosenblum, Federal Reserve Bank of Chicago
Impact of Banking Structure Changes upon Agricultural Lending in Wisconsin, Florida and Ohio
Demand for Mutual Savings Bank Deposits in Two Local Economic Markets
Sandra B Cohan, Federal Deposit Insurance Corporation
12:00 AM
II. Progress Report
Activities of the Presidential Commission on Financial Structure and Regulation
Donald P Jacobs, Northwestern University
Almarin Phillips, University of Pennsylvania
12:00 AM
III. Papers on Selected Topics
Gary G Gilbert, Federal Deposit Insurance Corporation
Predicting De Novo Expansion in Bank Merger Cases
Bank Competition and Performance in a Unit Banking Environment
Donald R Fraser, University of Texas
Peter S Rose, Texas A&M University
George G Kauman, University of Oregon
The Thrift Institution Problem Reconsidered
A Profits Model of the Banking Industry
Stuart I Greenbaum, Northwestern University
Donnie L Daniel, University of Illinois
The Effect of Technology on Bank Economies of Scale for Demand Deposits
William A Longbrake, Federal Deposit Insurance Corporation
Neil B Murphy, Federal Deposit Insurance Corporation
Gerald Hanweck, Board of Governors of the Federal Reserve System
Bank Entry into Local Markets: An Empirical Assessment of the Degree of Potential Competition via New Bank Formation
12:00 AM
IV. Research in Progress
Douglas V Austin, University of Toledo
The Continued Rise of Ohio Registered Bank Holding Companies
Research at the FDIC
Robert A Eisenbeis, Federal Deposit Insurance Corporation
David Fritz, Savings Bank Association of New York
The Income and Expense of Savings Banks
Arnold Heggestad, Board of Governors of the Federal Reserve System
Research at the Board of Governors
Paul F Jessup, University of Minnesota
Returns from Banking: A Summary
Roger B Upson, University of Minnesota
Banking Markets Research at the Federal Reserve Bank of Atlanta
Charles D Salley, Federal Reserve Bank of Atlanta
Ronald Watson, Federal Reserve Bank of Philadelphia
Simulation of Pennsylvania Banking Structure under Alternative Legal and Regulatory Regimes

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A Brief History of the Conference


Since the early 1960s the Federal Reserve Bank of Chicago’s Conference on Bank Structure and Competition has served as a forum for academics, regulators and industry participants to debate current issues affecting the financial services industry. Each year the purpose of the conference is to continue that tradition. This retrospective on the history and evolution of the conference reviews the past four decades of conferences.


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