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Policies governing the Federal Reserve Bank of Chicago's use of personal information obtained via this Web site.

Last Updated: 09/25/14

Privacy Policy

This is the privacy policy for the Federal Reserve Bank of Chicago Web Site. The Federal Reserve Bank of Chicago (sometime referred to as "we") respects your privacy. This privacy policy provides information about the Federal Reserve Bank of Chicago's collection and use of personal information about its users obtained by the Federal Reserve Bank of Chicago via this Web site only. Personal information is specific information about you that enables us to identify you, such as your name, e-mail address and home address.

This is the privacy policy for the Federal Reserve Bank of Chicago Web Site. The Federal Reserve Bank of Chicago (sometime referred to as "we") respects your privacy. You understand and agree that your continued use of this website after the date on which these terms and conditions have changed constitutes your acceptance of the new terms and conditions.

This privacy policy provides information about the Federal Reserve Bank of Chicago's collection and use of personal information about its users obtained by the Federal Reserve Bank of Chicago via this website only. Personal information is specific information about you that enables us to identify you, such as your name, e-mail address and home address.

Monitoring

The Federal Reserve Bank of Chicago monitors this website for unauthorized attempts to upload or change information, to defeat or circumvent security measures, or to utilize this site for other than its intended purposes. By using this website, you consent to such monitoring and are advised that if our monitoring reveals possible evidence of criminal activity, the Bank may provide such evidence to appropriate law enforcement officials.

Personal Information

You may visit this website without providing any personal information about yourself. You may choose to voluntarily provide us with personal information if, for example, you subscribe to our publications or mailing lists, apply for a job, send us questions through e-mail, answer our user surveys, register for an event or participate in our on-line activities. Personal information provided voluntarily through this website may be used to help us tailor our website, publications and services to our users' needs.
If you participate in a user survey, your answers and personal information will only be analyzed in aggregate. The information will be used to help us tailor our website, publications and services to our users' needs and to help us understand and better serve our audience.

If you provide us with your postal or e-mail address or telephone number, this information will only be used for the purpose for which you provided it, such as to:

• Provide you with the publications or information requested;
• Follow up with you directly with respect to your user survey responses, if you have opted to include contact information
• Clarify your order or request;
• Register you for a conference or other event;
• Respond to you regarding your job application;
• Provide you with related information;
• Perform analytics on responses to e-mail distributions for the purpose of improving our communications; or
• Send you a token of appreciation through postal mail if you participate in selected online activities.

Cookies

A "cookie" is a text file sent by a Web server to your browser and which may then be stored on your hard drive. This website uses cookies for limited purposes. Cookies are a common technique used to track a specific identifiable user's activity on-line. For example, cookies are currently used on the Federal Reserve Bank of Chicago's survey login page to track a user's login information for security purposes. In addition, sometimes third-party contractors will use cookies on websites they manage and operate for us. For example, the "Search for Job Opportunities" website, linked to our job opportunities page, is operated by a third-party contractor that uses cookies. Since that website is not operated by the Federal Reserve Bank of Chicago, this privacy policy does not apply to the collection, use or maintenance of personal information or any other information from or by that site.

Collection of Personal Information

This website makes limited and specific use of permanent cookies. First we use cookies to track user traffic patterns on this website. The cookie contains an alphanumeric string to identify your computer as having visited the Federal Reserve Bank of Chicago’s website. When you return to the website, we will know that you have visited before and that will give us information about what you found valuable on our site.

We may make occasional use of the same kind of cookie for user research, such as to administer user surveys, so that as a visitor to the website, you will be invited to participate in the survey only once. In this example, the cookie's presence on your computer will indicate to the web site, that you are a returning user and that you have already responded to the invitation.

This cookie does not record any other information about you, nor can it be used to gather or correlate information about your activities elsewhere on the World-Wide Web.
Your participation will help us meet our goal of providing you with easy-to-use, high-quality content. You can set your browser to notify you before you receive a cookie, giving you the opportunity to decide whether to accept it or not. You can also set your browser to not accept cookies at all. If you do so, however, some areas of some sites may not operate properly.

We may use cookies on this site to collect statistical information about our users in aggregate. We use this statistical information to determine, among other things:

• Our site's most popular pages
• The browsers and operating systems most often used by our visitors
• The sites and search engines that have referred visitors to our site
• The domains from which our users visit us

These analyses are used only for the purpose of helping us understand and better meet our audience's needs. Such analyses do not involve personal information. Some aggregate website analysis is performed for us by Google Analytics (http://www.google.com/analytics/) and may involve the use of cookies set by Google. For Google's Privacy policy, see https://www.google.com/intl/en/policies/?fg=1. This statistical information, in aggregate form, may be shared with other Federal Reserve Banks or the Board of Governors of the Federal Reserve System.

If you have voluntarily submitted personal information to us and wish to review, update, correct or delete it, please e-mail your request to Public Affairs at information.chi@chi.frb.org.

Disclosure of Personal Information

Generally, personal information collected via this website is for Federal Reserve use only. We do not rent, sell or share personal information about you with other people or nonaffiliated companies except under the following circumstances:

1. When we have your permission.
2. When we retain the services of other Federal Reserve Banks, outside agents or third parties under contract with the Federal Reserve Bank of Chicago. Such personal information is only provided to and is only used by, those parties in conjunction with the services they provide to the Federal Reserve Bank of Chicago.
3. When we are required to disclose personal information about you, or a company with which you are associated, to government officials or otherwise as required by subpoenas, court orders, legal process or other legal obligations or to establish or exercise our legal rights or defend against claims.
4. When we investigate, prevent or take action against illegal activities or suspected fraud.

When you fill out our on-line forms, they may be delivered to a Federal Reserve Bank of Chicago e-mail address or database. Your online communications are not encrypted. We cannot guarantee the security of any information sent electronically, whether submitted via online form or email. If your communication is sensitive, or includes personal information that you do not wish to send us electronically, such as your bank account number, credit card number, or social security number, you should send it by postal mail to:

Federal Reserve Bank of Chicago
Attention: Public Affairs
230 South LaSalle,
Chicago, Illinois 60604

If you register for an event on-line, we may hold onto your registration information for the purpose of contacting you in the future about similar events. If you do not want us to keep your registration information, you must tell us so.

Social Media Applications and Third Party Tools

We may use third party social media websites and mobile applications (“Social Media Applications”) as well as other third-party tools (“Third Party Tools”) to interact with customers, depository institutions, researchers and the general public. The use of the information you submit to a given Social Media Application is governed by that Social Media Application provider’s applicable policies, e.g. its Terms of Service, Privacy Policy and other relevant policies. We may use a Third Party Tool to distribute email communications. The Third Party Tool may collect analytics information at an individual email address level, such as identifying whether an email communication has been opened and what links have been clicked. This information is used only to enable us to gauge the effectiveness of certain communications and marketing campaigns so that we may improve our communications.

Safeguarding Personal Information

The safeguarding of personal information is important to the Federal Reserve Bank of Chicago. While we endeavor to maintain the security of personal information in our possession, we cannot guarantee such security. The Federal Reserve Bank of Chicago is in no way responsible for the security of personal information or any other information provided by you while the information is being communicated to the Federal Reserve Bank of Chicago via this website, through e-mail or otherwise. Nor is the Federal Reserve Bank of Chicago responsible for safeguarding information that you provide to a third party.

Electronic Communications

The Federal Reserve Bank of Chicago takes your privacy very seriously. It is important to know that we never send e-mail requesting customers to reply in the body of an e-mail with personal information such as password, social security number, account numbers, or mother's maiden name.

Types of E-Mail Communications

We strive to send you e-mail communications that are informative and relevant, but also appreciate that you are in the best position to evaluate the appropriateness of our communications to you.

Generally, the types of e-mail communications the Federal Reserve Bank of Chicago will send to you include, but are not limited to, transactional/relationship e-mails and marketing-related e-mails.

You may also receive separate electronic communications from other Federal Reserve Bank entities. Any modifications you make to your subscription preferences for communications received from the Federal Reserve Bank of Chicago will not change or otherwise impact your subscription preferences for communications from other Federal Reserve Bank entities. Please respond as directed by the sending entity to modify your subscription.

How We Collect Information through E-mail Communications

E-mail communications sent to you by the Federal Reserve Banks may contain web beacons within the e-mail messages. The web beacons are one-pixel transparent images that collect identifiable information to determine which e-mails are opened and acted upon so we can provide more relevant content or offers in the future.

Children’ Online Information Privacy

This website is not directed toward children under the age of 13, nor does the Federal Reserve Bank of Chicago knowingly collect, maintain or use personal information obtained via this website about children under the age of 13. We are committed to comply with applicable laws and requirements, such as the Children's Online Privacy Protection Act. If a child whom we know to be under the age of 13 sends personal information to us on-line, we will only use that personal information to respond directly to the child, notify parents or seek parental consent. Minor children should always obtain parental consent before releasing information to this or any website.

Links

This website contains links to other websites. The Federal Reserve Bank of Chicago is not responsible for the privacy practices or the content of such websites.
Other Considerations
We may from time to time provide a discussion group, Web log "blog" or forum. Please remember that information you submit in connection with such a feature will be publicly viewable and not confidential. There is a risk in such communication venues that information will be collected and used by others.

Policy Changes

We reserve the right to change this policy at any time without notice. The Bank will not provide you with notice of changes to this Policy. You are responsible for reviewing this policy and any changes to it.

Contact Information

Questions or comments about the Privacy Policy of the Federal Reserve Bank of Chicago’s website may be directed to Public Affairs at information.chi@chi.frb.org

This privacy policy was last updated September 25, 2014.