The 9th Annual Conference on Bank Structure & Competition

Since the early 1960s, the Federal Reserve Bank of Chicago’s Conference on Bank Structure and Competition has served as a forum for academics, regulators and industry participants to debate current issues affecting the financial services industry. Each year the purpose of the conference is to continue that tradition. This retrospective on the history and evolution of the conference reviews the past four decades of conferences.

 

The primary motivating factor for the conference was the passage of the 1960 Bank Merger Act and the U.S. versus Philadelphia National Bank Supreme Court decision. Suddenly, bank regulatory agencies were required to consider competitive factors in addition to banking factors when evaluating bank merger applications. Each of the Federal Reserve Banks was encouraged to survey the existing literature on bank structure and develop its own research agendas on these issues.


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10/26/72
12:00 AM
I. Recent Developments
Developments in the Bank Holding Company Mov
, Board of Governors of the Federal Reserve System
Robert A Taggart, Northwestern University
Douglas V Austin, University of Toledo
The Ohio Bank Study Commission
Bernard Shull, Hunter College and City University of New York
Multiple-Office Banking and the Structure of Banking Markets: The New York and Virginia Experience
12:00 AM
II. Regulating Bank Structure
George S Oldfield, Federal Reserve Bank of Philadelphia
Projecting the Structure of Local Banking Markets in Pennsylvania
Ronald D Watson, Federal Reserve Bank of Philadelphia
Some Observations on Potential Competition in Banking
, Board of Governors of the Federal Reserve System
Mukhtar M Ali, University of Kentucky
The Regulatory Process in Commercial Banking
Stuart I Greenbaum, Federal Reserve Bank of Philadelphia
Discussant
Ira Horowitz, University of Florida
Differences in Federal Regulatory Agencies' Bank Merger Policies
Robert A Eisenbeis, Federal Deposit Insurance Corporation
12:00 AM
III. The Theory of the Banking Firm and Structure—Performance Studies
Banking Market Structure and Bank Performance
, Federal Reserve Bank of Richmond
H Prescott Beighley, Northwestern University
The Impact of Market Structure on Commercial Bank Installment Lending
Alan S McCall, Federal Deposit Insurance Corporation
Competition and Commercial Bank Behavior
David P Stuhr, Columbia University
, Board of Governors of the Federal Reserve System
Market Structure, Risk, and Profitability in the Banking Industry
12:00 AM
IV. Prospective Changes in the Banking System
George W Mitchell, Board of Governors of the Federal Reserve System
Prospective Changes in the Banking System
12:00 AM
Bank-Produced Money and the Micro-Production Function: A Suggested Connection
Bruce C Cohen, First National City Bank of New York
Lorraine E Duro, Federal Reserve Bank of Cleveland
Potential Competition and the Strategy of Entry
Robert F Ware, Federal Reserve Bank of Cleveland
A Multivariate Analysis of Bank Performance
, Texas A&M University
Peter S Rose, Texas A&M University
Lionel Kalish, California State University
The Influence of Current and Potential Competition on a Commercial
George G Kaufman, University of Oregon
The Variables of the Variable Rate Mortgage
Another Look at Optimality in Bank Structure
W Andrew McCollough, University of Florida
The Equipment Leasing Industry and the Emerging Role of Banking Organizations
Vincent J McGugan, Federal Reserve Bank of Boston
Steven J Weiss, Federal Reserve Bank of Boston
Lucille S Mayne, Case Western Reserve University
Relationship between Holding Company Structure and Bank Performance
, Board of Governors of the Federal Reserve System
More on the Performance Characteristics of Holding company Acquisitions
Research at the Credit Union National Association, Inc.
Walter Polner, Credit Union National Association, Inc.
Other Research at the Federal Reserve Bank of Cleveland
Robert Richard, Federal Reserve Bank of Cleveland
John Stodden, Federal Reserve Bank of Dallas
Research at the Federal Reserve Bank of Dallas

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A Brief History of the Conference


Since the early 1960s the Federal Reserve Bank of Chicago’s Conference on Bank Structure and Competition has served as a forum for academics, regulators and industry participants to debate current issues affecting the financial services industry. Each year the purpose of the conference is to continue that tradition. This retrospective on the history and evolution of the conference reviews the past four decades of conferences.


Back To Top