IV. Research in Progress
A Macro-Theoretic Model for Optimizing the Structure of the Commercial Banking Industry
Vincent P. Apilado, Arizona State University
Martha S. Hollis, Arizona State University
Rate Ceiling Implication of the Cost Structure of Consumer Finance Companies
George J. Benston, University of Rochester
Capital Adequacy from the Viewpoint of Bank Management
Robert H. Cramer, University of Wisconsin
Multinational Banking: Some Theoretical, Welfare and Policy Considerations
James W. Dean, Simon Fraser University
Herbert G. Gruel, Simon Fraser University
Research at the FDIC
Robert A. Eisenbeis, Federal Deposit Insurance Corporation
Branch versus Unit Bank Behavior in a Branch Banking Environment
Donald R. Fraser, Texas A&M University
Peter S. Rose, Texas A&M University
Towards a Model of Deposit and Selling Effort Determination
Thomas Havrilesky, Duke University
Robert Schweitzer, Duke University
Bank Holding Company Asset Management and the Capital Adequacy Question
Rodney Johnson, Temple University
David Meinster, Temple University
Using Discriminant Analysis to Forecast Deterioration in Bank Summary Ratings: A Progress Report
Leon Korobow, Federal Reserve Bank of New York
David P. Stuhr, Rutgers University
Effects of Multibank Holding Company Acquisitions fo Rural Community Banks
Warren F. Lee, Ohio State University
Alan K. Reichert, Ohio State University
Large Bank Failure and Information Theory Concepts
Kurt Pany, University of Illinois
Lawrence Sherman, University of Illinois
Competitive Relationships among Commercial Banks and Thrift Institutions
John T. Scott, Harvard University
Business Risk and the Capitalization Rate on Bank Equities — A Summary
William L. Scott, Memphis State University
Convenience and Advantage Clauses as a Barrier to Bank Holding Company Entry in the Consumer Finance Industry
Steven A. Seelig, Federal Reserve Bank of New York
Entry: The Prologue to Deposit Ceilings
Lewis J. Spellman, University of Texas at Austin
Survey of the Operating Policies and Performance of Texas Multibank Holding Companies: Preliminary Finds
John R. Stodden, Federal Reserve Bank of Dallas
Research at the Federal Reserve Board
Donald P. Tucker, Board of Governors of the Federal Reserve System
The Effect of Acquisitions on Future Earnings of Bank Holding Companies
Walter Varvel, Federal Reserve Bank of Richmond