V. Research in Progress
The External Growth of Multibank Holding Companies
Gregory E. Boczar, Golembe Associates, Inc.
Performance Characteristics of Minority-Owned Banks — Another Look
Melton Esbitt, Illinois Institute of Technology
W. Clayton Hall, Illinois Institute of Technology
Does Geographic Expansion by Bank Holding Companies Constitute Branch Banking?
Richard B. Joster, Jr., Foster, Swift & Collins, P.C.
Risk Premiums on Bank Debt Securities
Donald R. Fraser, Texas A&M University
J. Patrick McCormack, Texas A&M University
An Application of Capital Market Theory to Bank Portfolio Management
Benton E. Gup, University of Tulsa
Evaluation of the Social Impact of Regulation of Consumer Financial Services
Arnold A. Heggestad, Abt Associates, Inc.
John J. Mingo, Abt Associates, Inc.
Research at the Federal Home Loan Bank of San Francisco
Michael A. Jessee, Federal Home Loan Bank of San Francisco
Security Loss Reserves for Commercial Banks
George G. Kaufman, University of Oregon
Impact of Membership on the Profitability of Chicago Area Banks
Philip Pfaff, Illinois Institute of Technology
Milton Esbitt, Illinois Institute of Technology
Minority-Owned Banks: An Assessment of Their Performance and its Implications for Public Policy
Peter S. Rose, Texas A&M University
William L. Scott, University of Texas at San Antonio
Research in Progress at the Federal Reserve Bank of Chicago
Harvey Rosenblum, Federal Reserve Bank of Chicago
Branch Banking and the Availability of Banking Alternatives in Rural Areas
William L. Seaver, Louisiana Tech University
Michael A. Jessee, Federal Home Loan Bank of San Francisco
Entry Regulation, Correspondent Services and Federal Reserve Members
David E. Sisk, Federal Reserve Bank of Cleveland
Early Warning Research at the Federal Reserve Bank of New York
David P. Stuhr, Federal Reserve Bank of New York
The Decision to Withdraw from the Federal Reserve System
Ronald D. Watson, Federal Reserve Bank of Philadelphia
The Use of Functional Cost Analysis Data to Determine Components of Processing Costs at Small Banks
Gary E. Wood, University of Texas at San Antonio