The 20th Annual Conference on Bank Structure & Competition

Since the early 1960s, the Federal Reserve Bank of Chicago’s Conference on Bank Structure and Competition has served as a forum for academics, regulators and industry participants to debate current issues affecting the financial services industry. Each year the purpose of the conference is to continue that tradition. This retrospective on the history and evolution of the conference reviews the past four decades of conferences.

 

The primary motivating factor for the conference was the passage of the 1960 Bank Merger Act and the U.S. versus Philadelphia National Bank Supreme Court decision. Suddenly, bank regulatory agencies were required to consider competitive factors in addition to banking factors when evaluating bank merger applications. Each of the Federal Reserve Banks was encouraged to survey the existing literature on bank structure and develop its own research agendas on these issues.


Back To Top
04/23/84
12:00 AM
I. Current Economic and Regulatory Issues
  • Pressing Issues Facing Financial Institutions and the Regulatory Agencies
, Board of Governors of the Federal Reserve System
12:00 AM
II. Panel on Interstate Banking: The Vantage of Experience
  • A Framework for Discussion of Interstate Banking
Larry A Frieder, Florida A&M University
  • The Southern Financial Marketplace: The Florida Interstate Banking Study
Larry A Frieder, Florida A&M University
  • The Case for a Rational Banking System
Thomas I Storrs, NCNB Corporation
  • Sharing Prosperity: Regional Interstate Banking versus the Consumer
Thomas C Theobald, Citibank/Citicorp
  • New England: The Case for Regional Interstate Banking
Richard D Hill, Bank of Boston
  • Regional Restrictive Reciprocity in Banking Structure: Public Policy from the Massachusetts Perspective
Gerald T Mulligan, Mutual Bank for Savings
12:00 AM
III. Can Banking Be Separated from Commercial Activities?
  • The Separation of Banking and Commerce: A Historical Perspective
Bernard Shull, Hunter College
  • Product Line Regulations for Financial Institutions: A Cross-Country Comparison
Laurie S Goodman, Citibank
Christine M Cumming, Federal Reserve Bank of New York
Joanne Kumekawa, Bay Area Residential Investment and Development Corporation
  • The Wealth Effects of Regulatory Intervention Surrounding the Bailout of Continental Illinois
, Clemson University
James R Scott, University of Arkansas
, University of Georgia
12:00 AM
IV. Policy Issues in Bank Product and Market Expansion
  • The Impact of Equity in Bank Portfolios
Herwig Langohr, INSEAD
Anthony M Santomero, University of Pennsylvania, The Wharton School
  • Bank Holding Company Acquisitions and Managerial Efficiency
Christopher M James, University of Oregon
  • The Effect of Promotional Pricing on Dynamic Adjustment in the Markets for MMFs and MMDAs
, Federal Reserve Bank of Chicago
Gillian G Garcia, Federal Reserve Bank of Chicago
Simon Pak, New York University
  • Bank Holding Companies and the Potential for Anticompetitive Practices
Paul S Calem, Federal Reserve Bank of Minneapolis
12:00 AM
V. The Glass–Steagall Act and Related Issues
  • Abstract: An Economic Perspective on Bank Uniqueness and Corporate Securities Activities
Anthony Saunders, New York University
  • The Securities Activities of Banks: What Has Been Done and What Could Have Been Done
, Loyola University of Chicago and the Federal Reserve Bank of Chicago
  • Underwriting Risk for Commercial Banks: An Empirical Study
Ian H Giddy, Columbia University
  • The Federal Reserve Board's Nonbank Bank Dilemma
, Jones, Day, Reavis & Poague
12:00 AM
VI. The Viability of Small Financial Institutions in a Deregulated Era
  • Banking or Brewing? A Fresh Look at Acquisition Patterns
Joel A Bleeke, McKinsey & Company, Inc.
  • New Dimensions in Banking
Richard J Wurzburg, Bank Administration Institute
  • Executive Attitudes and Strategic Plans for Interstate Banking
James R Booth, Arizona State University
12:00 AM
VII. Smaller Financial Institutions: Research Findings versus Mythology
  • Size and Profitability in Banking
James W Kolari, Texas A&M University
Donald R Fraser, Texas A&M University
  • Comparative Performance Analysis: Is High Performance Stable and Can It Be Emulated?
James Harvey, Federal Reserve Bank of Kansas City
  • Shifting Agricultural Demographics and Changing Bank Structure
Albert Kagan, University of Northern Iowa
Robert W Wyatt, University of Northern Iowa
Darrel W Davis, University of Northern Iowa
12:00 AM
VIII. Issues in Measuring and Controlling Bank Risk
  • Bank Holding Company Diversification and Risk
Robert A Eisenbeis, University of North Carolina
Larry D Wall, Federal Reserve Bank of Atlanta
  • Regulatory Structure in Futures Markets: Jurisdictional Competition between the SEC, the CFTC and Other Agencies
Edward J Kane, Ohio State University
  • A Continuous Time Analysis of Bank Failures
Robert B Avery, Board of Governors of the Federal Reserve System
, Board of Governors of the Federal Reserve System
  • The Response of Bank Stock Returns to Money Supply Announcements
Vefa Tarhan, Loyola University of Chicago
  • Multibank Holding Company Expansion and Cash Flow Diversification as a Motive for Merger
Michael Smirlock, University of Pennsylvania
Donald M Brown, Federal Reserve Bank of St. Louis
  • Risk Regulation in the Banking Industry
Joseph F Sinkey, University of Georgia
  • Myths Revered by Regulators, Academics and Bankers
Gerald F Fitzgerald, Suburban Bancorp, Inc.
12:00 AM
IX. Critical Public Policy Issues: Implications and Prospects for the Bush Commission Proposals
  • The Structure of Financial Regulation
Andrew S Carron, Lehman Brothers Kuhn Loeb, Inc.
  • The Bush Committee Report: Implementation Problems and Prospects
Gary G Gilbert, Bank Administration Institute
12:00 AM
X. Critical Public Policy Issues: The Role of the States in Banking Regulation
  • State Initiatives in Banking Regulation
William E Whitesell, Franklin & Marshall College
  • The Role of the States in Banking Regulation: A View of the State Supervisory Agencies
Robert A Richard, Conference of State Bank Supervisors
  • The Role of the States in Banking Regulation: The Views from the U.S. Congress
Lamar Smith, U.S. Senate Committee on Banking
12:00 AM
XI. Issues for the Future
  • National Industrial Policy: Some Implications for U.S. Banking
Frederick R Strobel, Kalamazoo College
  • Banking Deregulation: Some Political Considerations
Marc A Triebwasser, Central Connecticut State University

Back To Top

 

A Brief History of the Conference


Since the early 1960s the Federal Reserve Bank of Chicago’s Conference on Bank Structure and Competition has served as a forum for academics, regulators and industry participants to debate current issues affecting the financial services industry. Each year the purpose of the conference is to continue that tradition. This retrospective on the history and evolution of the conference reviews the past four decades of conferences.


Back To Top